Powered by ZK+FHE+X-AI
Our breakthrough technology stack delivers privacy, security, and intelligence that traditional lenders simply cannot match.
X-AI Powered Valuation
Our explainable AI analyzes property data, market trends, and comparable sales to provide accurate, transparent valuations in real-time.
ZK Privacy Protection
Zero-knowledge proofs verify your property ownership and equity without exposing sensitive documents or personal information.
FHE Data Security
Fully homomorphic encryption ensures your property data remains encrypted even during processing and analysis.
Instant Approval
Get approved in minutes, not weeks. Our hybrid ZK+FHE+X-AI technology eliminates traditional underwriting delays.
How It Works
From application to funding in four simple steps
Connect & Verify
Connect your wallet and provide property details. Our ZK proofs verify ownership without exposing documents.
ChainLink + AI Valuation
ChainLink oracles provide real-time property data, which our X-AI system analyzes using encrypted data (FHE) to determine fair market value and available equity.
Receive USDC
Once approved, receive USDC directly to your wallet. Funds available same-day with flexible terms.
Deploy or Hold
Use your USDC as needed, or deploy into our DeFi strategies to earn additional yield on your capital.
What Can You Do With Your Equity?
Access the value locked in your property for any purpose. No restrictions on how you use your funds.
- Home renovations and improvements
- Debt consolidation at lower rates
- Investment opportunities
- Business capital needs
- Education expenses
- Emergency funds access
Tokenize Your Home Equity
Convert your property equity into blockchain-based tokens that can be used as collateral for loans or held as an asset. Complete the process in 5 simple steps with full document upload support.
Connect Wallet
Link your crypto wallet
Property Details
Enter address & value
Upload Documents
Deed, appraisal, mortgage
AI Verification
Instant valuation
Mint Tokens
Receive DEFI-HE tokens
Document Upload
Upload deed, property appraisal, mortgage statement, and title insurance. All documents are encrypted with FHE technology.
AI Valuation
Our X-AI system analyzes your documents and property data to provide an accurate, transparent valuation in seconds.
Token Minting
Receive DEFI-HE tokens representing your home equity. Use immediately as collateral or hold as an asset.