Real Assets.
Tokenized.
The Universal Collateral Protocol. Borrow against treasuries, stocks, gold, real estate, and crypto—all in one platform. Swiss bank privacy meets institutional-grade DeFi.
Borrow Against Any Asset
The only protocol supporting treasuries, stocks, gold, real estate, and crypto collateral
The DeFi Lend Advantage
Built for the future of tokenized finance
Zero-Knowledge Privacy
Prove creditworthiness without revealing sensitive data. Swiss bank-level confidentiality powered by ZK proofs.
Instant Liquidity
Access funds in minutes, not weeks. No lengthy approvals or paperwork. AI-powered instant decisions.
Global Access
Borderless finance powered by blockchain. Available 24/7 from anywhere in the world.
Institutional Security
Enterprise-grade security with multi-sig custody, regular audits, and insurance coverage.
Integrated DeFi Protocols
Deploy your USDC into battle-tested DeFi platforms
Aave
Low RiskCompound
Low RiskCurve
Low RiskGMX
High RiskHow It Works
Borrow against your tokenized gold in four simple steps
Deposit PAXG
Connect your wallet and deposit PAXG tokens (1 PAXG = 1 troy ounce of physical gold) as collateral.
- Minimum: 0.1 PAXG
- Network: Polygon
- Gas fees: <$0.01
Approve Collateral
Approve the smart contract to use your PAXG tokens. This is a one-time transaction per token.
- One-time approval
- Secure smart contract
- Audited code
Borrow USDC
Borrow up to 60% of your PAXG value in USDC instantly. Funds are transferred to your wallet immediately.
- Max LTV: 60%
- Interest: 8% APR
- Instant funding
Repay & Withdraw
Repay your loan anytime to unlock your PAXG collateral. No prepayment penalties or hidden fees.
- Flexible repayment
- No penalties
- Instant withdrawal
Important: Liquidation Risk
If the value of your PAXG collateral falls below 80% of your loan value (liquidation threshold), your position may be liquidated to protect lenders. Monitor your health factor regularly.