Our hybrid ZK+FHE+X-AI technology computes your credit tier without ever seeing your data. Swiss bank-level privacy meets DeFi efficiency.
Your confidential credit score determines your tier, LTV ratio, and interest rate. Better scores unlock better terms—all computed privately.
See how your credit tier affects your borrowing power. Calculate your maximum loan, monthly payments, and total interest.
AI Insight
Your excellent credit tier qualifies you for our best rates. Consider maximizing your loan to leverage the favorable terms.
The world's first credit scoring system that never sees your data. Three layers of privacy-preserving technology working together.
Prove your creditworthiness without revealing any underlying financial data. Your bank statements, income, and assets remain completely private.
Computations performed on encrypted data. Even our AI models never see your actual numbers—only encrypted representations.
Transparent scoring with clear explanations. Understand exactly which factors influenced your tier placement without exposing sensitive data.
Four simple steps to get your credit tier without exposing any personal data.
Securely link your financial accounts. Data is encrypted client-side before transmission.
Our system generates zero-knowledge proofs of your financial standing without accessing raw data.
AI models compute your credit score on fully encrypted data. No one sees your actual information.
Get your confidential credit tier with LTV and interest rate terms. Start borrowing immediately.
Securely link your bank accounts to generate your ZK credit proof. Your data is encrypted client-side and never exposed to our servers.
Connect your bank account securely via Plaid. Your credentials are never shared with DeFi Lend— only encrypted financial summaries are used for ZK proof generation.
256-bit Encryption
SOC 2 Certified
12,000+ Banks
Powered by Plaid • Bank-level security
Demo Mode: In production, this will connect to real bank accounts via Plaid. For this demo, sample data will be used to simulate the connection.
See how our ZK+FHE+X-AI powered lending compares to traditional banks, HELOCs, and other DeFi protocols.
40%
Lower Rates on Average
<10s
Instant Approval
100%
Privacy Preserved
0%
Liquidation Risk
DeFi Lend
DeFi Protocol
Best ChoiceTraditional Banks
Bank Loan
HELOC
Home Equity Line
Personal Loans
Unsecured
Crypto Lending (Aave/Compound)
DeFi Protocol
Get your confidential credit score in under 10 seconds and see your personalized rates.
Rates shown are representative and may vary based on market conditions, credit tier, and collateral type. Traditional lender rates are based on industry averages as of December 2024. DeFi Lend rates are determined by your confidential credit score and collateral value.
Join thousands of users who have accessed liquidity without compromising their privacy. Get your confidential credit score in under 10 seconds.