Agentic Swarm Network

Universal Collateral Protocol

Real Assets.
Tokenized.

Borrow against treasuries, stocks, gold, real estate, and crypto—all in one platform. Swiss bank privacy meets institutional-grade DeFi.

$500M+

Total Value Locked

Growing Daily

10,000+

Active Users

Verified

40+

Assets Supported

Multi-Chain

10

Networks

Institutional Grade

Luxury Abstract Visualization

Unified Collateral Platform

40+ assets across 4 core categories. Borrow, lend, and earn on a single protocol.

Liquidity Pools

Liquidity Pools

Earn Passive Income as an LP

Provide liquidity and earn 15-25% APY. Your USDC funds loans automatically. Withdraw anytime with earned interest.

15-25% APYAuto-CompoundingInstant Withdrawal

Explore Liquidity Pools

BUIDL Treasuries

BUIDL Treasuries

Borrow Against US Treasuries

Deposit BlackRock BUIDL tokens and borrow at 2.5% APR while earning 3.4% yield. The lowest-risk lending in DeFi.

70% LTV3.4% Yield APYAAA Rating

Explore BUIDL Treasuries

Ondo Stocks

Ondo Stocks

Borrow Against Tokenized Stocks

Deposit Ondo Finance tokenized stocks (TSLA, NVDA, AAPL, etc.) as collateral. Dynamic LTV based on volatility.

200+ Stocks40-65% LTVReal-Time Prices

Explore Ondo Stocks

Gold Collateral

Gold Collateral

Borrow Against Real Gold

Deposit PAXG (tokenized physical gold) as collateral and borrow USDC instantly. Each PAXG = 1 troy ounce of gold.

60% LTVReal-Time PricingNo KYC Required

Explore Gold Collateral

Home Equity

Home Equity

Unlock Your Property Value

Tokenize your home equity and access liquidity without selling. AI-powered valuation and instant approval.

AI ValuationInstant Approval74% Cost Savings

Explore Home Equity

RWA Lending

RWA Lending

Borrow Against Real Assets

Confidential lending against real estate, equities, commodities, and bonds. Swiss bank-level privacy with ZK proofs.

ZK Privacy50-75% LTVInstitutional Grade

Explore RWA Lending

DeFi Investing

DeFi Investing

Maximize Your Returns

Deploy your USDC into curated DeFi opportunities. Earn 6-25% APY with guided strategies.

6-25% APYGuided DeploymentRisk Tiers

Explore DeFi Investing

Crypto Lending

Crypto Lending

Borrow Against Crypto Collateral

Deposit ETH, USDC, or other crypto assets as collateral and borrow USDC instantly. Multi-chain support on Polygon and Scroll.

50-80% LTVMulti-ChainInstant Approval

Explore Crypto Lending

All Collateral Types

6 asset categories, 30+ collateral options. Borrow against anything.

₿

Cryptocurrency

ETH, USDC, and other crypto assets

5+ Assets

📊

Tokenized Equities

Ondo stocks - TSLA, NVDA, AAPL, and 200+ more

200+ Assets

🏛️

Treasuries

US Treasury ETFs with AAA rating

3.4% Yield

🛢️

Commodities

Oil, Gold, Copper, Silver with live feeds

4 Assets

🏠

Real Estate

Home equity with AI-powered valuation

AI Valued

🏢

Real World Assets

Confidential lending with ZK privacy

Private

The DeFi Lend Advantage

Built to compete with traditional finance. Decentralized. Transparent. Institutional-grade.

Zero-Knowledge Privacy

Prove creditworthiness without revealing sensitive data. Swiss bank-level confidentiality powered by ZK proofs.

Instant Liquidity

Access funds in minutes, not weeks. No lengthy approvals or paperwork. AI-powered instant decisions.

Global Access

Borderless finance powered by blockchain. Available 24/7 from anywhere in the world.

Institutional Security

Enterprise-grade security with multi-sig custody, regular audits, and insurance coverage.

Integrated DeFi Protocols

Deploy your USDC into battle-tested DeFi platforms

Aave

Low Risk

APY5-8%

TVL$20B+

Compound

Low Risk

APY4-7%

TVL$3B+

Curve

Low Risk

APY8-15%

TVL$5B+

GMX

High Risk

APY25%+

TVL$500M+

How It Works

Borrow against your tokenized gold in four simple steps

1

Deposit PAXG

Connect your wallet and deposit PAXG tokens (1 PAXG = 1 troy ounce of physical gold) as collateral.

Minimum: 0.1 PAXG
Network: Polygon
Gas fees: <$0.01

2

Approve Collateral

Approve the smart contract to use your PAXG tokens. This is a one-time transaction per token.

One-time approval
Secure smart contract
Audited code

3

Borrow USDC

Borrow up to 60% of your PAXG value in USDC instantly. Funds are transferred to your wallet immediately.

Max LTV: 60%
Interest: 8% APR
Instant funding

4

Repay & Withdraw

Repay your loan anytime to unlock your PAXG collateral. No prepayment penalties or hidden fees.

Flexible repayment
No penalties
Instant withdrawal

Important: Liquidation Risk

If the value of your PAXG collateral falls below 80% of your loan value (liquidation threshold), your position may be liquidated to protect lenders. Monitor your health factor regularly.

Max LTV: 60%

Liquidation Threshold: 80%

Interest Rate: 8% APR

Ready to Get Started?

Join the future of confidential finance. Connect your wallet and unlock liquidity from your real-world assets.